So some may have knowledge at my lament about car insurance, but just to re-iterate, to insure my Ford Fiesta Ghia 2003 model, even with a black box to monitor my speed, cornering braking, wee stops and farting habits, it was going to cost me £4,000. No I did not add an extra nought for effect!
So when we went to my great uncle's farm in North Yorkshire at Easter this year and I fell in love with his 1968 Morris Minor Traveller, I decided I would get a quote from Footman James, the insurers recommended by the Morris Minor Owner's Club. So on Wednesday morning I rang them up and I got a quote.
With me as the main driver, with my Mum and Dad as named drivers, the nice lady on the other end of the phone promptly took 5 minutes to find the class of the Moggy as well as another 5 minutes to explain a load of random stuff about premium interest and different colours the certificate could be printed on, she finally got round to telling me the price. And yes maybe I did scream a little bit like she had just told me I won the lottery, but there it was. £985.64!
The only trouble was, I didn't actually have this car. So off my Dad went up to Yorkshire. And back he came with a handful of Minor Matters magasines from my uncle, as well as the good news that the car was available, but with a new set of wheels, a new battery and an MOT at best, not even taking into account the cost of getting it to run.
Now whatever, I want to be an accountant so I am kind of anal about the numbers, but the £2,000 I save on the insure, I can spend on an absolutely fantastic little machine, with a heart of steel and a backside of wooden framing. I can't express my love for this car, made even fonder knowing the price of the insurance. What a fantastic motor to be cruising around the south Derbyshire lanes and what's more, it even has a enough room in the boot for my Saxophone!
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